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Launch new health segments profitably with future-proof tech & data

CarePay gives insurers a faster, more efficient way to launch and manage new health segments. Start lean, prove value, and scale with confidence.

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TRUSTED BY LEADING HEALTH (RE) INSURERS
flexible. secure. scalable.

Built for the Real World of Health Insurance

GROW WITH CONFIDENCE.

API-first, seamless integrations

Connect with BI tools, third-party apps, and core systems – so everything runs smoothly.

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Modular, built to scale

Pick what you need, scale when you're ready. Our flexible platform adapts to your business, not the other way around.

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modules of platform

Cloud native.
Local ready.

Deploy in the cloud or choose local storage – whatever works best for you.

cloud-based, local ready

Security you can trust

ISO-certified with role-based access control, keeping your data safe at every level.

+100%

Member NPS

5x

fraud, waste & abuse
investigation cycle

-95%

claims payment turnaround time
HOW WE DO IT

A flexible platform that helps you launch, prove, and scale health insurance—faster

Connecting every step of the insurance journey—so you can enter new markets and segments with speed, control, and member-level precision.

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Launch products & manage policies

Create and customize healthcare plans with flexibility

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Build and Customize Policies

Create, customize, and price policies effortlessly. With AI-powered automation, adjust benefits, coverage, limits, and member details in real time — staying agile as market needs evolve.

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Smart Pricing, No Guesswork

Let our smart algorithms do the heavy lifting. Instantly calculate total premiums, automate invoices, and ensure everything adds up. No spreadsheets, no guesswork, just accuracy at scale.

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Effortless Member Enrollment

Add members one by one or in bulk – seamlessly integrating with existing systems, Excel uploads, or in-app tools. Onboarding is smooth, flexible, and built for efficiency.

Make Changes in Real Time

Need to update an existing policy? Modify beneficiaries, adjust coverage, or tweak terms anytime without disrupting ongoing plans.

Manage provider networks in real-time

Build and maintain your provider relationships

-95%
payment cycle to providers
50 NPS
for healthcare providers
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Stay in Control of Your Provider Networks

Approve and manage updates to provider information, pricing agreements, bank accounts, and more – all in one place. Keep everything accurate and up to date, without the back-and-forth.

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Standardized Data, Your Way

Use our ready-to-go medical library or customize it with AI-driven code mapping. Standardized, localized, and always reliable.

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Easy Access for Providers

Let providers use our self-service portal or integrate directly with your systems – whatever works best for them. Smooth, seamless, and built for efficiency.

Engage members for growth & loyalty

Transparent and easy member engagement

60 NPS
for members
-85%
of premium for new segments, driving member growth
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Seamless Member Experience

Let members search providers, submit reimbursement claims, and check benefits & limits — all in one place. Less hassle for them, fewer support requests for you.

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Real-Time Updates, Fewer Questions

Send instant notifications on balances, network updates, and claims. Keep members informed, reduce uncertainty, and build trust.

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Smarter Health Management & Data Controls

Empower members with third-party health app integrations. Plus, let them manage consent easily — ensuring privacy while keeping you compliant.

Process claims & payments

Process claims and handle payments seamlessly

+525%
claims processed by claims assessor everyday
-80%
of claims handling costs
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Smarter Claims, Fewer Errors

Customize and automate every step with flexible authority matrices and a powerful business rule engine. Less manual work, fewer mistakes, and a faster claims process — all tailored to your needs.

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Built for the Future with FHIR

Seamlessly integrate with industry-standard FHIR support. Ensure interoperability, stay ahead of regulatory changes, and future-proof your claims processing.

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Scale Without Limits

Handle multiple currencies, regions, business entities and brands with ease. Our multi-currency, multi-tenancy and multi-brand setup lets you expand without the headache.

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Instant Eligibility Checks, No Delays

Verify member eligibility in seconds. No bottlenecks, no back-and-forth – just instant answers that keep claims moving.

Analytics & Data Insights

Get advanced analytics and actionable insights on FWA, healthcare utilization and more to prevent future major claims.

5x
speed in investigation cycle for fraud, waste & abuse
-15%
healthcare costs
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Connected Data for Real-Time Insights

Get full visibility into policies, claims, premiums, and costs instantly. No waiting months for reports, no complex integrations. Just high-quality, standardized data at your fingertips.

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Actionable Alerts, Smarter Decisions

Stay ahead with real-time notifications on soaring cost drivers and automated fraud detection emails. Spot risks early and take action before they impact your bottom line.

FWA analytics

Deep-Dive Analytics, Clearer Trends

Granular reporting helps you analyze risk, track performance, and uncover trends — both good and bad. With unparalleled data integrity, you can trust every insight to drive smarter decisions.

GET STARTED

Ready to launch your next member segment with confidence?

Get in touch with our team today
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